Abstract: In crop insurance, the accuracy with which the insurer quantifies the actual risk is highly dependent on the availability on actual yield data. Crop models might be valuable tools to generate data on expected yields for risk assessment when no historical records are available. However, selecting a crop model for a specific objective, location and implementation scale is a difficult task. A look inside the different crop and soil modules to understand how outputs are obtained might facilitate model choice. The objectives of this paper were (i) to assess the usefulness of crop models to be used within a crop insurance analysis and design and (ii) to select the most suitable crop model for drought risk assessment in semi-arid regions in Spain. For that purpose first, a pre-selection of crop models simulating wheat yield under rainfed growing conditions at the field scale was made, and second, four selected models (Aquacrop, CERES-Wheat, CropSyst and WOFOST) were compared in terms of modelling approaches, process descriptions and model outputs. Outputs of the four models for the simulation of winter wheat growth are comparable when water is not limiting, but differences are larger when simulating yields under rainfed conditions. These differences in rainfed yields are mainly related to the dissimilar simulated soil water availability and the assumed linkages with dry matter formation. We concluded that for the simulation of winter wheat growth at field scale in such semi-arid conditions, CERES-Wheat and CropSyst are preferred. WOFOST is a satisfactory compromise between data availability and complexity when detail data on soil is limited. Aquacrop integrates physiological processes in some representative parameters, thus diminishing the number of input parameters, what is seen as an advantage when observed data is scarce. However, the high sensitivity of this model to low water availability limits its use in the region considered. Contrary to the use of ensembles of crop models, we endorse that efforts be concentrated on selecting or rebuilding a model that includes approaches that better describe the agronomic conditions of the regions in which they will be applied. The use of such complex methodologies as crop models is associated with numerous sources of uncertainty, although these models are the best tools available to get insight in these complex agronomic systems. (C) 2015 Elsevier B.V. All rights reserved.

Abstract: In this study, the WOFOST crop simulation model was used together with comprehensive empirical databases on barley Hordeum vulgare L. to study the contributions of different yield-determining and -limiting factors to observed trends of barley yield in Finland from 1988 to 2008. Simulations were performed at 3 study sites representing different agro-ecological zones, and compared with the data from experimental sites and that reported by local farmers. Yield gaps between simulated potential yields and farmers’ yields and their trends were assessed. Positive observed yield trends of Finnish barley mostly resulted from the development and usage of new, high-yielding cultivars. Simulated trends in climatic potential and water-limited potential yields of individual cultivars showed a slight declining trend. Yield gaps showed an increasing trend in 2 out of 3 study areas. Since the mid-1990s, a major reason for this has been the lack of market and policy incentives favouring crop management decisions, i.e. annual fertilisation, soil maintenance, drainage and crop rotation decisions, aiming for higher yields. The study indicates potential options for increasing or maintaining barley yields in the future. The breeding of new climate-resilient cultivars is the primary option. However, this needs to work alongside overall adjustments to farm management and must be supported by financial incentives for farmers to increase yields.